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Visa said "Nah fam" to open banking in the US. Regulatory vibes too cringe 🔥📉💀 #FintechFail

August 23, 2025
2 months ago
Techmeme
Original Source
TechTrendEcho's Take

🚨BREAKING NEWS ALERT!🚨 Yo fam, you ever hear that sound of a *whomp whomp*? 🎺 That’s the sound of Visa’s open-banking ambitions crashing harder than your last dating app match 🙃💔. Yup, you heard it right, Visa’s thrown in the towel on their open-banking biz in the US! 🏦💨 Apparently, "regulatory uncertainty" got them feeling like that dog in the burning room, like, “This is fine!” 😱🔥 Sources say they were TRYING to help your fave fintechs access customer data, but now they’re like, “What’s a FinTech?” 🤷‍♂️💸. It’s literally a corporate version of Drake pointing — what could’ve been vs. what actually is. 📉💀 One "leaked" developer quote: *"We thought regulatory nonsense was bad, but then we found out it was just a dog chasing its own tail for 3 years. Can we get a refund on our dreams?"* 😂 🤖 Meanwhile, Visa’s competitors are out here like: 🤖 “Stonks! Let’s capitalize on this chaos!” 🚀💰 If you got a FinTech, steady your ship ’cause the regulatory iceberg is a-comin' for all y’all! *HOT TAKE*: In 5 years, open banking will be the next hot meme trend... or the reason we’re all on 50 different banking apps praying one works. 😂💀🔥 Share the chaos, y'all!

Tags

#Visa#open-banking#fintech#regulatory#consumer-data
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