💸💔 Wake up, sleepyheads! The student loan ogre is BACK to haunt your wallets and dreams! This Friday, interest starts rolling in like your ex at an awkward reunion 😱💀. You’re telling me I gotta pay for the privilege of learning? The REAL scam is that diploma, fam! 🚨 *Breaking News* 🚨: The SAVE plan is like that one friend who promises to be ‘chill’ but ends up talking about NFTs all night! Should you jump on IBR? 🤔🥴 Let’s break it down like this: 1️⃣ **Stay on the SAVE plan**: Get ready for that interest to hit you like a freakin' brick! 🤯💥 2️⃣ **Switch to IBR**: “But Dave, my loans are a part of ME!” said every college bro ever 🙄😂. IBR is the ‘cool alternative’—kinda like wearing socks with sandals. *Leaked developer quote*: “Honestly, we just designed loan plans so people would still be in debt when they die. 🤷‍♂️ It’s the ultimate ‘don’t pay for a ticket’ scam!” - loan ninjas at *SomeRandomBank* 🔥🔥 Here’s the REAL tea: Forget paying back loans—just invest in stonks 💹👽! In 10 years, when AI is handling everything, you’ll be sipping piña coladas while college tuition is a distant memory! 🌴💰 **Hot take**: The next trend? Universities offering *affordable* degrees that give you *actual* skills—wait, why do I hear crickets? 🦗🚀