🔥💰 Hold onto your credit cards, fam! Cleo just dropped their new “AI money coach” like it’s hot – say hello to Cleo 3.0! 🎤🚀 Imagine your budget getting roasted by a sassy AI while it’s crushing your dreams of impulse buying that third gaming console! 💀👾 Barney Hussey-Yeo, Cleo’s big boss, says they’ve upgraded from “chatbot” to *“conversational AI money coach”* – sounds fancy, but let’s be real, it’s still judging your takeout orders. 😂🥡 New features? Oh, you know, just the usual: voice interaction, long-term memory (Cleo will remember that time you blew your rent on ramen 🍜💸), and improved reasoning (NO, you don’t need that “limited edition” fidget spinner). 🤡 Picture this: You’re trying to budget for your dream vacation, and Cleo pipes up like, “You sure you wanna dip into your savings for that PS5? *Stonks* are crashing, bro!” 📉💔 And here's a hot take: if Cleo somehow starts charging you for *“personalized”* financial advice, we’re gonna be seeing “20% off all coaching” ads plastered everywhere. This is fine, right? 🤷‍♂️🔥💼 So get ready to have your financial choices DRAGGED LIVE, no cap! 🚫💵 Share this roast before Cleo starts taking notes! 💥✨ #BudgetBeast